Fortress of the Muslim
Hisn al-Muslim 121
Arabic hadith text
اللّهُـمَّ إِنِّي أَعْوذُ بِكَ مِنَ الهَـمِّ وَ الْحُـزْنِ، والعًجْـزِ والكَسَلِ والبُخْـلِ والجُـبْنِ، وضَلْـعِ الـدَّيْنِ وغَلَبَـةِ الرِّجال
Translation
O Allah, I seek refuge in You from worry and sorrow, incapacity and laziness, miserliness and cowardice, the burden of debt, and being overpowered by people.