Sahih Muslim
Sahih Muslim 1032 c
The best of charity is that which is given when one is healthy and inclined to be stingy
Arabic hadith text
حَدَّثَنَا أَبُو كَامِلٍ الْجَحْدَرِيُّ، حَدَّثَنَا عَبْدُ الْوَاحِدِ، حَدَّثَنَا عُمَارَةُ بْنُ الْقَعْقَاعِ، بِهَذَا الإِسْنَادِ نَحْوَ حَدِيثِ جَرِيرٍ غَيْرَ أَنَّهُ قَالَ أَىُّ الصَّدَقَةِ أَفْضَلُ .
Translation
This hadith has been narrated with the same chain of transmitters except with this change (of words)
" Which charity is most excellent?"