"The Messenger of Allah [SAW] used to say: 'Allahumma inni a'udhu bika min 'ilmin la yanfa'u, wa min qalbin la yakhsha'u, wa min nafsin la tashba'u, wa min du'a'in la yusma' (O Allah, I seek refuge with You from knowledge that is of no benefit, a heart that is not humble, a soul that is not satisfied and a supplication that is not heard.)'"

"It was raining and dark, and we were waiting for the Messenger of Allah [SAW] to lead us in prayer. Then the Messenger of Allah [SAW] came out to lead us in prayer and he said: 'Say.' I said: 'What should I say?' He said: 'Say: He is Allah, (the) One and Al-Mu'awwadhatain in the evening and in the morning, three times, and that will suffice you against everything.'"

"While I was leading the Messenger of Allah [SAW] on his mount on a military campaign, he said: 'O 'Uqbah, say!' I listened, then he said: 'O 'Uqbah, say!' I listened, then he said it a third time. I said: 'What should I say?' He said: 'Say: He is Allah, (the) One...' and he recited the Surah to the end. Then he recited: 'Say: I seek refuge with (Allah) the Lord of the daybreak...' and I recited it with him until the end. Then he recited: 'Say: I seek refuge with (Allah) the Lord of mankind...' and I recited it with him until the end. Then he said: 'No one ever sought refuge (with Allah) by means of anything like them.'"

The Messenger of Allah [SAW] recited them in the Subh prayer.

"While I was leading the Messenger of Allah [SAW] (on his mount) in one of these mountain passes, he said: 'Why don't you ride, O 'Uqbah?' I had too much respect for the Messenger of Allah [SAW] to ride the mount of the Messenger of Allah [SAW]. Then he said: 'Why don't you ride, O 'Uqbah?' I was worried that I might be disobeying him, so he got off, and I rode for a little while, then I got off and the Messenger of Allah [SAW] rode. Then he said: 'Shall I not teach you two of the best Surahs that the people recite?' And he taught me: 'Say: I seek refuge with (Allah) the Lord of the daybreak,' and 'Say: I seek refuge with (Allah) the Lord of mankind." Then the Iqamah was said and he went forward and recited them. Then he passed by me and said: 'What do you think, O 'Uqbah bin 'Amir? Recite them every time you go to sleep and get up.'"

The Prophet [SAW] said: "There have been revealed to me Verses the like of which has never been seen: 'Say: I seek refuge with (Allah) the Lord of the daybreak...' to the end of the Surah, and 'Say: I seek refuge with (Allah) the Lord of mankind...' to the end of the Surah."

The Prophet [SAW] used to seek refuge with Allah from cowardice, miserliness, the tribulation of the heart and the torment of the grave.

"The Messenger of Allah [SAW] had supplications that he never omitted to recite. He used to say: 'Allahumma inni a'udhu bika minal-hammi, wal-hazani, wal-'ajzi, wal-kasali, wal-bukhli, wal-jubni, wa ghalabatar-rijal (O Allah, I seek refuge with You from worry, grief, incapacity, laziness, miserliness, cowardice and being overpowered by (other) men.)"

"The Messenger of Allah [SAW] often used to seek refuge (with Allah) from debt and sin. I said: 'O Messenger of Allah, how often you seek refuge from debt!' He said: 'Whoever gets into debt speaks and lies, and makes a promise and breaks it.'"

"I said: 'O Messenger of Allah, teach me a supplication from which I may benefit.' He said: 'Say: Allahumma 'afini min sharri sam'i, wa basari, wa lisani, wa qalbi, wa min sharri mani (O Allah, protect me from the evil of my hearing, my seeing, my tongue and my heart, and from the evil of my sperm.)'" - Meaning sexual organ.

The Prophet of Allah [SAW] said: "Allahumma inni a'udhu bika min al-'ajzi, wal-kasali, wal-bukhli, wal-jubni, wal-harami, wa 'adhabil-qabri, wa fitnatil-mahya wal-mamat (O Allah, I seek refuge in You from incapacity, laziness, miserliness, cowardice, old age, the torment of the grave and the trials of life and death.)"

The Messenger of Allah [SAW] used to say: "Allahumma, inni a'udhu bika minal-faqri wa a'udhu bika min al-qillati wadh-dhillati, wa a'udhu bika an azlima aw uzlam (O Allah, I seek refuge with you from poverty, I seek refuge with You from want and humiliation, and I seek refuge with You from wronging others or being wronged.)" Al-Awza'I contradicted him.

"The Messenger of Allah [SAW] said: 'Seek refuge with Allah from poverty, want and humiliation, and from wronging others or being wronged.'"

"The Messenger of Allah [SAW] often used to say these words in his supplication: 'Allahumma, inni a'udhu bika min fitnatin-nari, wa 'adhabin-nari, wa fitnatil-qabri, wa 'adhabil-qabr, wa sharri fitnatil masihid-dajjal, wa sharri fitnatil-faqri, wa sharri fitnatil-ghina. Allahummaghsil khatayaya bima'ith-thalji wal-baradi wa anqi qalbi minal-khataya kama anqaitath-thawbal-abyada min ad-danasi, wa ba'id baini wa baina khatayaya kama ba'adta bainal-mashriqi wal-maghrib. Allahumma inni a'udhu bika min al-kasali wal harami, wal ma'thami wal-maghram (O Allah, I seek refuge with You from the tribulation of the Fire and the torment of the Fire, from the tribulation of the grave and the torment of the grave, from the evil of the tribulation of the Al-Masihid-Dajjal, from the evil of the tribulation of poverty and from the evil of the tribulation of richness. O Allah, wash away my sins with the water of snow and hail, and cleanse my heart from all the sins as you would cleanse white garment from the filth, and put a great distance between me and my sins, as great as the distance You have made between the East and the West. O Allah, I seek refuge in You from laziness, old age, sin and debt.)'"

"The Messenger of Allah [SAW] used to say: 'Allahumma inni a'udhu bika minal-ju'i, fa innahu bi'sad-daji'u, wa a'udhu bika minal-khiyanati, fa innahu bi'satil-bitanah (O Allah, I seek refuge in You from hunger, for it is a bad companion, and I seek refuge with You from treachery, for it is a bad thing to hide in one's heart.)'"

The Prophet [SAW] said: "A'udhu billahi minal-kufri wad-dain. (I seek refuge with Allah from Kufr and debt.)" A man said: "Are you equating debt with Kufr?" He said: "Yes."

The Messenger of Allah [SAW] used to say these words in his supplication: "Allahumma inni a'udhu bika min ghalabatid-dain, wa ghalabatil-'aduwwi, wa shamatatil-a'da'. (O Allah, I seek refuge with You from being overwhelmed with debt, from being overpowered by the enemy and from the enemy rejoicing over my misfortunes.)'"

"The Messenger of Allah [SAW] used to say: 'Allahumma inni a'udhu bika min 'adhabil-qabri, wa fitnatin-nar, wa fitnatil-qabr, wa 'adhabil-qabr, wa sharri fitnati masihid-dajjali wa sharri fitnatil-ghana', wa sharri fitnatil-faqri. Allahummaghsil khatayaya kama naqqaitath-thawbal-abyada minad-danas. Allahumma inni a'udhu bika minal-kasali walharami wal-maghrami wal-ma'tham (O Allah, I seek refuge with You from the torment of the grave, the tribulation of the Fire, the tribulation of the grave and the torment of the grave, the evil of the tribulation of Masihid-Dajjal, the evil of the tribulation of richness and the evil of the tribulation of poverty. O Allah, wash away my sins with water of snow and hail, and cleanse my heart of sin as a white garment is cleansed of filth. O Allah, I seek refuge with You from laziness, old age, debt and sin.)'"

Sa'd used to teach him these words, narrating from the Prophet [SAW]: "Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya wa 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge with You from cowardice, and I seek refuge with You from reaching the age of senility, and I seek refuge in You from the trials of this world and the torment of the grave.)"

The Prophet [SAW] used to seek refuge with Allah from cowardice, miserliness, reaching the age of second childhood, the trials of the heart and the torment of the grave.