"The Messenger of Allah [SAW] used to say: 'Allahumma inni a'udhu bika min al-arba': min 'ilmin la yanfa'u, wa min qalbin la yakhsha'u, wa min nafsin la tashba'u, wa min du'a'in la yusma'u (O Allah, I seek refuge in You from four: From knowledge that is of no benefit, from a heart that is not humble, from a soul that is not satisfied and from a supplication that is not answered.)'"

"The Messenger of Allah [SAW] said: 'Allahumma inni a'udhu bika minal-ju'I, fa innahu bi'sad-daji'u, wa a'udhu bika minal-khiyanati, fa innahu bi'satil-bitanah (O Allah, I seek refuge in You from hunger, for it is a bad companion, and I seek refuge with You from treachery, for it is a bad thing to hide in one's heart.)'"

"The Messenger of Allah [SAW] used to say: 'Allahumma inni a'udhu bika minal-ju'i, fa innahu bi'sad-daji'u, wa a'udhu bika minal-khiyanati, fa innahu bi'satil-bitanah (O Allah, I seek refuge in You from hunger, for it is a bad companion, and I seek refuge with You from treachery, for it is a bad thing to hide in one's heart.)'"

The Prophet [SAW] used to say these supplications: "Allahumma inni a'udhu bika min 'ilmin la yanfa'u, wa qalbin la yakhsha'u, wa du'a'in la yasma'u, wa nafsin la tashba'u. (O Allah, I seek refuge with You from knowledge that is of no benefit, a heart that is not humble, a supplication that is not heard and a soul that is not satisfied.)" Then he would say: 'Allahumma inni a'udhu bika min ha'ula'il-arba' (O Allah, I seek refuge with You from these four.)'"

"The Messenger of Allah [SAW] used to say in his supplication: 'Allahumma inni a'udhu bika minash-shiqaqi wan-nifaqi, wa suw'il-akhlaq (O Allah, I seek refuge with You from opposing the truth, hypocrisy and bad manners.)'"

"The Messenger of Allah [SAW] often used to seek refuge (with Allah) from debt and sin. It was said to him: 'O Messenger of Allah! You often seek refuge from debt and sin?' He said: 'If a man gets into debt, he speaks and lies, and he makes a promise and breaks it.'"

"I heard the Messenger of Allah [SAW] say: 'A'udhu billahi minal-kufri wad-dain. (I seek refuge with Allah from Kufr and debt.)' A man said: 'O Messenger of Allah, are you equating debt with Kufr?' The Messenger of Allah [SAW] said: 'Yes.'"

The Prophet [SAW] said: "A'udhu billahi minal-kufri wad-dain. (I seek refuge with Allah from Kufr and debt.)" A man said: "Are you equating debt with Kufr?" He said: "Yes."

The Messenger of Allah [SAW] used to say these words in his supplication: "Allahumma inni a'udhu bika min ghalabatid-dain, wa ghalabatil-'aduwwi, wa shamatatil-a'da'. (O Allah, I seek refuge with You from being overwhelmed with debt, from being overpowered by the enemy and from the enemy rejoicing over my misfortunes.)'"

"The Prophet [SAW] used to say: 'Allahumma inni a'udhu bika minal-hammi wal hazani, wal-kasali, wal-bukhli, wal-jubni, wa dala'id-dain, wa ghalabatir-rijal (O Allah, I seek refuge with You from worry, grief, laziness, miserliness, cowardice, difficult debt and being overpowered by men.)'"

"The Messenger of Allah [SAW] used to say: 'Allahumma inni a'udhu bika min 'adhabil-qabri, wa fitnatin-nar, wa fitnatil-qabr, wa 'adhabil-qabr, wa sharri fitnati masihid-dajjali wa sharri fitnatil-ghana', wa sharri fitnatil-faqri. Allahummaghsil khatayaya kama naqqaitath-thawbal-abyada minad-danas. Allahumma inni a'udhu bika minal-kasali walharami wal-maghrami wal-ma'tham (O Allah, I seek refuge with You from the torment of the grave, the tribulation of the Fire, the tribulation of the grave and the torment of the grave, the evil of the tribulation of Masihid-Dajjal, the evil of the tribulation of richness and the evil of the tribulation of poverty. O Allah, wash away my sins with water of snow and hail, and cleanse my heart of sin as a white garment is cleansed of filth. O Allah, I seek refuge with You from laziness, old age, debt and sin.)'"

Sa'd used to teach him these words, narrating from the Prophet [SAW]: "Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya wa 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge with You from cowardice, and I seek refuge with You from reaching the age of senility, and I seek refuge in You from the trials of this world and the torment of the grave.)"

"Sa'd used to teach his children these words as a teacher teaches his students, and he would say that the Messenger of Allah [SAW] used to seek refuge (with Allah) with these words at the end of every prayer: 'Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika mnal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya, wa min 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge with You from cowardice, and I seek refuge with You from reaching the age of senility, and I seek refuge with You from the trials of this life and the torment of the grave.)'"

The Prophet [SAW] used to seek refuge with Allah from cowardice, miserliness, reaching the age of second childhood, the trials of the heart and the torment of the grave.

"I heard 'Umar bin Al-Khattab say: 'The Messenger of Allah [SAW] used to seek refuge with Allah from five things and say: Allahumma inni a'udhu bika minal-jubni, wal-bukhli, wa suw'il-'umuri, wa fitnatis-sadri wa 'adhabil-qabr (O Allah, I seek refuge with You from cowardice, miserliness, reaching the age of second childhood, the trials of the heart and the torment of the grave.)'"

"The Companions of Muhammad [SAW] told me that the Messenger of Allah [SAW] used to seek refuge with Allah from stinginess, cowardice, the trials of the heart and the torment of the grave."

"The Prophet [SAW] used to seek refuge." Mursal.

"I said: 'O Messenger of Allah, teach me a supplication from which I may benefit.' He said: 'Say: Allahumma 'afini min sharri sam'i, wa basari, wa lisani, wa qalbi, wa sharri mani (O Allah, protect me from the evil of my hearing, my seeing, my tongue and my heart, and the evil of my sperm.)" - Meaning his sexual organ.

The Messenger of Allah [SAW] used to say: "A'udhu billahi minal-kufri wal-faqr. (O Allah, I seek refuge with You from Kufr and poverty.)" A man said: "Are they equal?" He said: "Yes."

When the Prophet [SAW] went out of his house, he said: "Bismillahi Rabbi! A'udhu bika min an azilla aw adilla aw azlima aw uzlama, aw ajhala aw yujhala 'alayya (In the name of Allah, my Lord, I seek refuge in You from falling into error or going astray, or wrongdoing (others) or being wronged, and from behaving or being treated in an ignorant manner.)"